The Contributory Parent Visa (subclass 143) offers a pathway for parents of Australian citizens and permanent residents to live in Australia permanently. While it provides families a chance to reunite, the financial commitment required can be substantial. Understanding the full cost over time—beyond just the copyright fee—is crucial for proper planning. Here’s a breakdown of the real, long-term cost of the Contributory Parent Visa.

1. copyright Charges

The most immediate and significant cost is the Department of Home Affairs application charge:

• First instalment (at lodgement): AUD $4,765 (main applicant), AUD $2,380 (secondary applicant).

• Second instalment (before grant): AUD $43,600 per applicant.

For a couple applying together, the combined cost can exceed AUD $94,000.

2. Assurance of Support (AoS)

An Assurance of Support is a financial bond required to ensure the applicant doesn’t rely on government welfare. The current AoS requirement for two applicants is:

• Bond amount: AUD $14,000 for the main applicant, AUD $4,000 for the secondary applicant.

• Total AoS bond: AUD $10,000–$14,000 held for 10 years by Centrelink (refundable if no welfare is used).

3. Medical, Police, and Document Costs

Applicants also bear costs related to:

• Health checks: Around AUD $300–$500 per person.

• Police certificates: Depending on country of origin, typically AUD $100–$200.

• Translation, notarisation, and courier costs: May add AUD $300–$1,000.

4. Migration Agent or Lawyer Fees

While optional, many applicants engage a registered migration agent or lawyer to assist with the complex process. Fees typically range from:

• AUD $3,000–$8,000, depending on services provided.

5. Ongoing Costs After Arrival

Once granted and living in Australia, additional costs may include:

• Private Health Insurance: While Medicare becomes accessible, many older migrants choose private health cover—costing AUD $2,000–$5,000 annually.

• Living Expenses: Depending on location, a modest lifestyle can cost AUD $20,000–$30,000 annually for a couple.

Total Estimated Cost Over 10 Years

For a couple applying under subclass 143:

Final Thoughts

While the upfront visa fee is a major hurdle, the true cost of the Contributory Parent Visa over time includes medical, living, and insurance costs. However, for many families, the chance to be together in Australia makes the expense worthwhile. Planning ahead, budgeting for the full journey, and seeking professional guidance can help ensure a smooth and successful migration.